Credit Disability

Benefits:

  • Makes member’s loan payments in the event of accident, illness, or injury
  • You are eligible up to age 66
  • You must be working at least 25 hours per week on the date of the initial advance
  • Maximum loan term is 120 months
  • Maximum loan amount is $40,000 (per loan)
  • Maximum monthly benefit is $700
  • Exclusions: Normal pregnancy & 6 month pre-existing condition
  • Insured members must be disabled for more than 30 days to receive benefits.  Benefits begin on the 1st day of disability.
  • Rate for Credit Disability is $2.30 per $1,000 of outstanding loan balance
Online-Banking
ENGLISH insurance labelEqual_Housing_Logo Federally Insured by the NCUA